Services currently available on UR

(Register, complete KYC, and activate your account to unlock all features)

Swiss Bank Account

  • ✔ Provides a Swiss IBAN account
  • ✔ Supports USD/EUR/CHF/RMB/SGD/HKD/JPY
  • ✔ Supports SWIFT / SEPA / SIC transfers

Mastercard Debit Card

  • ✔ Usable worldwide wherever Mastercard is accepted
  • ✔ Can be linked to PayPal
  • ✔ Spend using fiat balance or USDe

Real-time Forex (FX)

  • ✔ Supports USD/EUR/CHF/RMB/SGD/HKD/JPY
  • ✔ Instant currency exchange inside the app

Built-in Crypto Wallet

  • ✔ Supports ETH / USDC / USDT / USDe
  • ✔ Supports Ethereum / Mantle / Base / Arbitrum

Tokenized Deposits

  • ✔ Zero-fee transfers of multiple fiat tokens between UR users
  • ✔ Each token is backed by corresponding fiat reserves in Swiss banks

USDe Auto-Yield Account

  • ✔ Holding USDe automatically generates yield
  • ✔ Weekly distributions credited to your account

Upcoming features from UR

  • ☐ Fiat-to-crypto on-ramp service
  • ☐ Support for more blockchain networks: TON, Solana
  • ☐ Bank fiat withdrawals with USD support
  • ☐ Bank fiat withdrawals available in more regions
  • ☐ USDe approval without MNT gas (pending contract upgrade)

Steps to activate your UR account

1. Verify eligibility

  • • Must be at least 18 years old
  • • Hold a passport with NFC chip support
  • • Reside in a UR-supported country (see link below)
  • • Not a U.S. person
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2. Register a UR account

  • • Sign up with Google or email
  • • ✔ Enter the correct verification code to complete registration
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3. Complete KYC

  • • Fill in questionnaire
  • • GPS location
  • • Passport NFC scan
  • • Face verification
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4. Wait for approval

  • • Usually 5 minutes to a few hours, up to 3 business days
  • • ✔ After approval, your Swiss bank account becomes available
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5. Activate your account (obtain Debit Card number)

  • • Deposit at least 5 USD worth of USDC
  • • ✔ You can now obtain your Debit Card number
Check supported countries and regions

Invite friends and earn $5 each

  • ✔ Your friend signs up using your referral link
  • ✔ Your friend completes KYC verification
  • ✔ Your friend completes a single purchase of ≥ $5
  • 👉 Both you and your friend will receive a $5 reward
Register now and earn $5